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Financing Options for Your Home Improvement Project

Money is generally a critical factor in improving your home. Oftentimes, your budget informs your choices of materials, style and design. Make sure that you have enough resources to achieve the home of your dreams and you can cover for surprise repairs as well.

High Performance Homes, a roof replacement and window repair expert, shares some of the most popular financing options that can help you realize your home improvement project.

HELOC

Here’s how HELOC (home equity line of credit) works: You’re given a line of credit that you can borrow against. You only need to pay whatever amount you have actually used for your project. It’s pretty much like how a credit card works, except there’s an initial draw period that usually lasts for 10 years. After this, you’ll enter the repayment period wherein you won’t be able to borrow money.

Home Equity Loan

A home equity loan is one of the safest financing options that can help you with your home improvement project. Since it comes with fixed interest rates and fixed repayment terms, you can easily plan your future expenses. There are no surprises, and it allows you to borrow a lump sum of up to 85% of the value of your home.

Credit Cards

Many exterior house contractors accept credit card payments too. However, they’re often best used for smaller projects or less expensive jobs. Credit cards usually have high interest rates, so you may be burdened with higher repayments later on.

Personal Loans

Personal loans typically have fixed interest rates, fixed monthly payments, and fixed terms. Plus, they don’t require a collateral. All of these advantages make them a good option to consider. However, take note that personal loans may affect your credit score.

High Performance Homes offers several financing options to suit different requirements. Whether you need to fund your window installation or roof replacement project, we can help you find the most practical choice for your needs. Call us at (360) 342-9253 or fill out our contact form to schedule a free consultation.

Reviews

For Cameron and everyone, again I say thank you! NW Natural has just recalculated our “equal pay” bill and we’ve gone from $67.00/month to $38.00/month. This is a savings of $348.00 per year plus the electric bill never once exceeded $90.00/month this summer saving us about $300 this year just is savings with the A/C. The windows remain beautiful, functional and more than everything promised! That and a leak free roof, who could ask for anything more! Thanks again!

Wayne, Canby Oregon

“We are so glad that HPH came to us about our windows. These windows are very high quality and look so beautiful in our home. From the very start to the final install and finish, this company has been AMAZING!! Very professional indeed!! LOVE our windows and screen door!”

Cynthia B.

“High Performance Homes have phenomenal customer service, anyone you meet with is very informative, organized an they show fantastic product. I’d highly recommend them if you’re wanting great quality for roofing, siding, windows an even gutters. You can’t beat it!! You’re definitely getting what you pay for. Better than some cheap place an things start wearing off within a year. Keep up the wonderful work :)”

Kay G

“This contracting company recently replaced all the windows in my home. All of the associates I interacted with along the way were pleasant, knowledgeable, and professional. The way the windows were installed was done with precision and care for my home, and I did not have to pay any extra for trim around both the outside and inside of the windows. The end result is pleasing to look at, and I can already tell there’s a big difference in how insulated my home is.”

Emily K.

“The Window Crew is absolutely amazing with the work they did on my family member’s home, and they are all very kind.”

Adison T.
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