Your roof is your home’s primary defense against the elements, so it just makes sense to protect it with an insurance policy. However, navigating your way through your coverage can sometimes become a bit overwhelming. Fortunately, there are ways to make this easier for you.
High Performance Homes, your local roofing and siding replacement pros, shares some general tips on how to effectively file an insurance claim when your roof sustains damage.
1. Examine the necessary paperwork.
Many homeowners commit the mistake of going over important paperwork only when an emergency arises. Don’t be like them—read the roof warranty and insurance paperwork at the purchase of your home during your spare time. Make a note of questions as you do so. Understanding how certain roof warranties play into your homeowner’s insurance cost can go a long way.
2. Document everything.
When your roof sustains damage because of a recent storm and you need to file for an insurance claim, keep a stash of photos beforehand. Take pictures of any signs of roof damage as soon as it is safe to get out of your home. You can also make backup digital copies of the photos so you can easily share them with your insurer.
3. Don’t get intimidated with your adjuster.
You don’t have to feel that way when your adjuster visits your home. The adjuster might be dealing with several claims at once while you are only dealing with your own. Review any paperwork given to you before signing on the dotted line.
4. Work with a roofer you can trust.
Many claim to be the best roofing company, but if you are to work with one, be sure that it is a group you can trust when it comes to your roof claim. A reputable roofer will work to get the repairs done promptly, as well as walk you through the steps to ensure an efficient claims process.
For your roofing needs, turn to High Performance Homes. We are a dependable contractor you can trust to restore your home to its pre-loss condition. Through our expertise, we can ensure your home’s safety, security and comfort at all times.